Starts with learning how credit works. Go over what is hurting your credit. Remove items that are negatively impacting your credit score
Recommendations on secure credit cards, credit building installments, and tradelines
high limit credit cards 10K+
lines of credit and more
35% of your credit score is payment history, if you have a lot of missed or late payments no way you will get approved by lenders.
Too many inquiries makes us appear desperate and needed, which shows a lack of finance stability.
judgements, liens, evictions, and repossessions
Nothing hurts your credit score quite like a collection. To see your credit score plummet 100 points at one time is heart retching.
The words charged off will get you a quick denial if you are looking for new credit, even if it was 5 years ago it still matters to some lenders.
7 years is a long time to take a credit time out. Some lenders will instantly deny you if you have ever had a bankruptcy, even after 7 years. If you are ready to take back control of your financial situation contact us now.